This Privacy Policy explains how Wall Street Smart, LLC (“Wall Street Smart,” “we,” “us”) collects, uses and shares personal information when you use wallstreetsmart.com, app.wallstreetsmart.com (including WSS Career Intelligence and our other AI Tools), our coaching and the Accelerator Program, and our emails (together, the “Services”). It is part of our Terms and Conditions.

1Information We Collect

Information you give us

• Account details: your name and email address. If you choose “Continue with Google,” Google shares your name and email with us.
• Profile and tool use: your school, favorites, saved searches, application statuses, notes, email alert settings, firms you follow, Question Bank progress, interview prep, feedback you send, and invite codes you use or share.
• Resumes: resumes you upload to Resume Review (stored as copies in your account) and resumes you upload for a free consultation (emailed to us for your call and not stored in the app). Some tools, such as Resume Review, may send what you upload to an outside AI provider that processes it for us, only to run that tool.
• Messages and forms: what you send through our contact form, mailing-list sign-up or by email, such as your name, email, phone number, school status and message.
• Coaching: session times, notes from coaching sessions and, for sessions held on Zoom, meeting summaries produced by Zoom’s AI Companion.
• Payments: when you buy a program, coaching or a Pro subscription, our payment processors (Stripe, and Kajabi for website purchases) collect your card details. We do not see or store full card numbers; we keep a customer reference and your plan status.

Information collected automatically

• Sign-in and security cookies that keep you signed in and protect accounts (see Section 5).
• Security records: to stop account sharing and automated copying, we keep a shortened version of your network address (the last part is removed) for 35 days and a random device identifier for up to 90 days. We do not store full IP addresses in the app.
• Usage and analytics: pages viewed and similar visit data on wallstreetsmart.com (through Kajabi’s analytics), and cookie-free visit counts from Cloudflare Web Analytics.

2How We Use Information

• To provide the Services: sign you in, run the tools, send the alerts you ask for, hold coaching sessions and deliver the Accelerator Program.
• To process payments, subscriptions, refunds and disputes.
• To send account emails (sign-in codes, trial reminders, receipts, changes to your account) and, if you have not opted out, emails about new features and programs.
• To keep the Services secure: prevent account sharing, fraud, scraping and abuse.
• To understand how the Services are used and improve them.
• To meet legal obligations and enforce our Terms.

We do not sell your personal information, and we do not share it for cross-context behavioral advertising.

3Who We Share Information With

We share personal information only with service providers that help us run the Services, under contracts that limit their use of it, and when the law requires it:

We may also share information if required by law, to protect our rights or the safety of others, or as part of a sale or merger of our business (in which case this policy continues to apply).

4How Long We Keep Information

• Account information: while your account is open. If you ask us to delete your account, we delete it within 30 days (see Section 6).
• Security records: 35 days (network) and up to 90 days (device).
• Coaching notes: kept so your coaching history is there if you return, until you ask us to delete them.
• Payment records: as long as tax and accounting laws require.

5Cookies

On app.wallstreetsmart.com we use only cookies needed to run the app: to keep you signed in (14 days), to complete sign-in (10 minutes), to apply an invite code (30 days), and a random device identifier used for account security (1 year). We do not use advertising cookies in the app.

On wallstreetsmart.com we use only essential cookies. Our website platform, Kajabi, uses cookies (named “rl_…”) to run the site and count visits, and Google reCAPTCHA protects forms from spam. We do not use optional cookies.

You can block or delete cookies in your browser settings. If you block the app’s cookies, you will not be able to sign in.

6Your Choices and Rights

• Emails: use the unsubscribe link in any marketing or alert email, or change your email settings in the app. We will still send account emails such as sign-in codes and receipts.
• Access, correction and deletion: email [email protected] from the address on your account to get a copy of your information, correct it, or delete your account. We reply within 30 days. We may need to confirm your identity first. Deleting your account does not cancel a paid subscription on its own; cancel it first under Subscription and Billing in the app.

7Visitors Outside the United States

We are based in the United States, and your information is stored and processed in the United States, where data-protection laws may differ from those where you live. By using the Services from outside the United States, you understand that your information will be transferred to and processed in the United States.

European Economic Area, United Kingdom and Switzerland. We process your information because it is necessary to provide the Services you asked for (contract), for our legitimate interests in running and securing the Services, with your consent (for example, marketing emails, which you can withdraw at any time), and to meet legal obligations. You have the right to access, correct, delete, restrict or object to our processing of your information, to receive it in a portable format, and to complain to your local data-protection authority. Where our providers transfer your information out of your country, they rely on approved safeguards such as the European Commission’s Standard Contractual Clauses.

Other countries. If you live elsewhere (for example in Asia, Canada or Latin America), you have the rights your local law gives you. Contact us and we will help.

8Age

The Services are meant for people 18 or older. A person under 18 may use them only with a parent or guardian’s permission, as described in our Terms. The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child under 13 has given us information, contact us and we will delete it.

9Security

We use encryption in transit (HTTPS), access controls and other safeguards to protect your information. No system is completely secure, so we cannot guarantee absolute security.

10Changes to This Policy

We may update this policy. We will post the new version on this page with a new effective date and, if the changes are significant, tell you by email or in the app.

11Contact Us

Questions about this policy: [email protected]. Account, data and deletion requests: [email protected]. Or write to Wall Street Smart, LLC, 340 W 42nd Street #69, New York, NY 10036.